Credit card perks you can earn if you have excellent credit

Rewards: While even cards that accept bad credit can offer rewards, the rewards steadily improve as your credit improves and you qualify for better cards. I call and check on this annually and it works.  You have to ask for these perks.Benefits: Benefits for the cardholder with excellent credit can include access to airport lounges, annual …

Tips to maintain excellent credit

Freeze your credit reports. It’s now free – so feel free to freeze your 3 credit reports to ensure no one accesses them illegitimately.Pay multiple payments in a month. Since you won’t know when your card issuers will send your information to the credit bureaus, it’s a good idea to set up an auto pay with your …

Chipping Fore Charities Announces Greg W. Anderson as its Golf Tournament Chair

The Downtown Club of Fort Collins just announced its 2022 golf tournament Chair to be Greg W. Anderson, RICP.  The tournament is called Chipping Fore Charites and just completed its 13 year.  Greg has been in the club for many years and is excited to improve on the tournament’s  fund raise goal for 2022.   2021’s tournament netted $65,00 for …

Rental Properties: Steady Retirement Income, Or Should You Sell?

Rentals (commercial or residential) are a great way to accumulate wealth, snag some tax advantages, and get some diversification from the crazy stock markets. But, once a person clicks over into the retirement phase of life, are those rentals (along with the tenants and toilets) really the best? For steady income in retirement can you …

Financial Preparation for First Time Home Buyers

Buying a new home is an enormous undertaking, and it’s important to get your finances in shape before you begin. Balanced Financial Incorporated invites you to follow these tips for managing your money while preparing for your future. Know What Lenders Look For When you apply for a home loan, all lenders look at essentially the same …

6 Exciting Questions to Ask Yourself Before Retirement

Before retirement. Retirement: the concept of quitting our jobs at the ends of our careers is something millions of people have dreamed about. For many, retirement means relaxation and a chance to do something fun – or nothing at all. Everyone has different retirement goals and, as we prepare for our golden years, planning for …

Balanced Financial, Inc. – Income Planning for Retirement

Many of us work our entire careers without adequately preparing for retirement. Americans fall short when it comes to funding retirements; the average U.S. citizen has far less than needed to live comfortably. Greg W. Anderson, a financial services professional and the founder of Balanced Financial, Inc. in Fort Collins, Colorado, knows that it is …

Setting the Course for Your Retirement

Most people dream of a day when they can quit their jobs and enter retirement, a time when one can finally enjoy the fruits of his or her hard labor. Thoughts of retirement center on dreams of traveling the world, spending time with family and friends, or engaging in hobbies to pass the time. The …

Legacy Planning: Protecting Loved Ones

When a person dies, his or her assets are typically distributed to surviving family members. In general, these assets can lose substantial value, depending on the type of assets held by the decedent and the myriad laws and regulations in place governing the distribution of assets. To preserve wealth for future generations, the concept of …

Income Planning: Preparing for One’s Financial Future

In the complex process of retirement planning, there is one commonly-overlooked area. This area is the concept of retirement income, or keeping streams of income flowing after one retires from work. Retirement accounts have many benefits, but there are also significant limitations inherent in these plans. While it is important to set aside funds for …